Ytrew Limited Company’s Financial Ratio Analysis

Calculation of the ratios for Ytrew Limited and its competitor

The financial ratios for Ytrew Limited (Ytrew) and its competitor are calculated and their values are provided in the following table:

Table 1: Financial Ratios.

Ytrew Limited Competitor
Average Collection Period 365 / (2,682,500 / 235,178) 32 365 / (33,048,400 / 2,987,938) 33
Debt Ratio (80,475 + 241,425) / 670,625 0.48 (991,452 + 2,974,356) / 6,845,740 0.58
Fixed Asset Turnover 2,682,500 / 727,303 3.69 33,048,400 / 7,410,505 4.46
Interest Coverage Ratio 295,075 / 70,256 4.20 3,304,840 / 635,546 5.20
Net Profit Margin 157,373 / 2,682,500 0.06 1,868,506 / 33,048,400 0.06
Quick Ratio (345,697 – 83,694) / 160,950 1.63 (4,392,495 – 1,074,073) / 1,982,904 1.67
Return on Equity 157,373 / 670,625 0.23 1,868,506 / 6,845,740 0.27
Current Ratio (345,697) / 160,950 2.15 (4,392,495) / 1,982,904 2.22
Equity Multiplier 1,073,000 / 670,625 1.60 11,803,000 / 6,845,740 1.72
Gross Profit Margin 590,150 / 2,682,500 0.22 7,270,648 / 33,048,400 0.22
Inventory Turnover 2,092,350 / 83,694 25 25,777,752 / 1,074,073 24
Operating Profit Margin 295,075 / 2,682,500 0.11 3,304,840 / 33,048,400 0.10
Return on Assets 157,373 / 2,682,500 0.06 1,868,506/33,048,400 0.06
Total Asset Turnover 2,682,500 / 1,073,000 2.50 33,048,400/11,803,000 2.80

The liquidity and capital structure of the two firms

The liquidity of Ytrew Limited is evaluated by calculating the values of two key ratios, the current ratio, and the quick ratio. The current ratio of Ytrew was 2.15, which was higher than the benchmark of 1. This means that the company had a strong liquidity position as its current assets were higher than its current liabilities (Pilbeam 2018). It was clear that the company had sufficient current assets to fulfill its short-term obligations. Furthermore, it can be noted from Table 1 that the current ratio value of Ytrew was less than that of its competitor, whose ratio value was 2.22. This implies that the other firm had slightly better liquidity than Ytrew.

The quick ratio of Ytrew, which excludes inventories from current assets in the calculation of the ratio of current assets to current liabilities, was 1.63 (Pilbeam 2018). This value was also higher than 1, which also confirms that the company had sufficient liquidity and was unlikely to face any financial problems. It should also be noted that the quick ratio value of Ytrew was less than that of the rival firm whose ratio value was 1.67. This also asserts that the competitor had a slightly better liquidity position than Ytrew.

The capital structure of Ytrew and the other company included debt and equity. The balance sheet of both companies showed that they had short- and long-term obligations. The total debt of Ytrew was $321,900, and that of its rival firm was $3,965,808. This shows that Ytrew had less debt than the other company. Furthermore, the company’s debt ratio value was 0.48, which was less than that of its competitor. This means that Ytrew had a stronger solvency position.

The interest coverage ratio of Ytrew was 4.20, which was less than the ratio value of its competitor. This shows that the company’s operating profit as a proportion to its interest charge was less than that of its rival organization. However, the ratio value indicates that Ytrew did not have any problems with paying interest on its debt. The equity multiplier of the company was 1.60 as compared to 1.72 of its competitor, which implies that most of the assets of both companies were financed by debt and had high leverage (Pilbeam 2018). However, Ytrew had a better position, but it should generate more equity and use it.

The determinants of operating profitability for Ytrew and its competitor

The operating profit of Ytrew was $295,075, which was significantly less than its competitor’s profit of $3,965,508. The company’s income statement shows that the operating profit is calculated by deducting all operating expenses from the gross profit. Both companies had an equal gross profit margin of 22%. However, the operating profit margin of Ytrew was 11%, which was slightly better than that of the rival firm (10%). This means that Ytrew was more efficient than the other company in managing its operating expenses, resulting in a higher net profit margin.

The DuPont decomposition of return of equity for Ytrew and its competitor

The DuPont analysis of Ytrew and its competitor is performed in the following:

Table 2: DuPont Analysis.

Ytrew Limited Competitor
Net Profit Margin (NPM) 5.87% 5.65%
Asset Turnover (ATO) 2.50 2.80
Equity Multiplier (EQM) 1.60 1.72
Return on Equity (NPM x ATO x EQM) 23.47% 27.29%

Table 2 shows that the Return on Equity of Ytrew was 23.47%, which was less than that of the rival company included in this analysis for comparison (27.29%). The difference of 3.83% was due to the higher values of the other firm’s ATO and EQM. It can also be noted from Table 2 that the NPM of Ytrew was higher than that of its competitor. However, it had low asset management efficiency as compared to its rival, which resulted in a smaller ratio value.

Reference

Pilbeam, K 2018, Finance & financial markets. 4th edn, Macmillan International Higher Education, New York.

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