The field of finance studies of how a company’s funds are allocated and managed. It refers to the concept of financial strategic planning.
In a finance essay, you can analyze a particular company, such as its profitability or experience of a financial crisis. Another option is to discuss the impact of finance on the economy. One more popular topic is the advantages and disadvantages of diversification.
Keep reading to find free finance essay examples below. Written by the best students, they will help you to get new ideas and start writing your own paper.
Summary It is proposed to hold these shares for several reasons. Firstly, the company operates in the information technology and communications sector, successfully implementing innovations and diversification of services, which lead to a significant increase in profits of up to 300%, and positively affect EBITDA, which shows the company’s efficiency....
Capital budgeting is a quantitative method of evaluation of investments used by decision-makers to create a portfolio projects for the company (Tayler & Warren, 2018). There are several capital budgeting techniques, such net present value (NPV), internal rate of return (IRR), payback period, and discounted payback period (Tayler & Warren,...
The Tools the Fed Uses to Control the Money Supply The United States monetary policy is managed by the Federal Reserve System (Fed), which has four main tools. The first instrument is the open market operation, which allows the Fed to enhance the reserve in the economy by buying and...
A budget is a financial projection made by a company for either short- or long-term periods with the aim of achieving a specific corporate goal. The process of creating a plan of anticipated costs that will make the financial results of an organization in terms of a particular time clear...
Introduction The following research is vital for developing the finance field since it will provide information for future research. There is a need to evaluate the relationship between the UAE stock market and social networking platforms. The following study aims to help the reader to understand how they may utilize...
Introduction In the 21st century, public health has become a major issue of concern among health authorities and policy makers. Due to unhealthy dietary habits, such as the consumption of sugary beverages, the prevalence of non-communicable diseases, including diabetes, hypertension, and cardiovascular disease, has increased significantly. To combat this concerning...
Introduction To make commercially viable business decisions, it is necessary to consider various factors. By discussing the potential profits and expenses, it is possible to have an accurate view of a purchase or an investment. In the case study under discussion, franchises L and S are both prime candidates for...
Abstract This study reviews academic or regulatory studies on bank fraud in the finance literature. First, the rules against insider trading are outlined. The report next examines the participants in insider trading before delving into the beliefs and pieces of evidence surrounding this practice. The article wraps up with a...
Abstract The question whether foreign direct investment (FDI) can impact bank stability during the coronavirus (COVID-19) pandemic and the global financial crisis (GFC) in countries with dual banking system (Islamic and conventional banks) remains an issue of concerns to academic and professionals alike. Using a sample of Islamic and conventional...
Introduction It is challenging to find an equilibrium between the free market and stable prices. Countries often create governing bodies that attempt to predict market fluctuations and make subtle yet critical actions against possible destabilizations. In the United States, the Federal Reserve plays a role in issuing policies based on...
Even in digital form, money, like all other resources, has a finite lifespan. At the same time, cryptocurrencies are often considered as a tool to improve the global economic system by bringing more equity into it (Shapiro, 2022). However, their dominance has been threatened by price volatility in recent years...
Introduction The Certified Investment Management Analyst (CIMA) program is the premier technical portfolio creation course available to investment managers, analysts, financial advisers, and other professionals working in capital management. The CIMA curriculum is still the most advanced degree of investing education available to financial advisers who work directly with clients....
Introduction Currencies play an important role in supporting national and global economies. The Euro is commonly used in the European Union (EU) member countries and the US dollar has a wider rate of acceptability beyond Europe. In this essay, the role of the Euro as a powerful global currency is...
Introduction The California health and human services 2022/2023 budget increased from that of 2021/2022. The increase was caused by the expansion of the total state budget by 2%. Most of the health and human service changes in the 2023 budget are those that were not met in 2021/22. This section...
Introduction The global financial crisis that began in 2008 was caused by many market inefficiencies, unethical activities, and a lack of transparency within the financial industry. The market participants’ behaviors pushed the global economic system dangerously close to collapse. Historians will point to collateralized debt obligations (CDOs) and subprime mortgages...
A tariff is a tax paid on goods when they pass national borders. The tax is often collected by the country’s government importing the goods. Tariffs are sometimes referred to as customs duties. The primary benefit of tariffs is the generation of revenue from selling products and services imported into...
Introduction Budget development is integral because it enables an organization to plan expenses and reach business goals and expected operational changes. It involves a financial spending plan that estimates revenues and expenditures for a certain period (Barr & McClellan, 2018). However, leadership and staffing are some factors that affect a...
Introduction Bernie Madoff founded his brokerage company in 1960 and was the brain behind the world’s longest-running Ponzi scheme scam of $50 billion. He achieved the goal using his private equity firm, Bernard L. Madoff Investment Securities LLC, which stunned the global economy. Madoff utilized investments to repay his early...
Introduction Biblical principles guide Christians to lead religious and acceptable lives in accordance with God’s teachings. Individuals who embrace them find it easier to comprehend God’s expectations and focus on their spiritual goals. In the United States, most of the existing policies and regulations borrow a lot from these principles....
Introduction The budget narrative is a set of explanations of an organization’s spending needs for each budget category. This document allows the organization to communicate its monetary needs and set expectations for the coming year. It is essential so that the organization can present opportunities in its various areas and...
Introduction A fixed ratio between the local currency and another nation’s currency is known as the fixed exchange rate and is used in Saudi Arabia. When an unstable economy is experiencing internal crises, a pegged exchange rate is the most advantageous option since it gives people a chance to predict...
The Drivers of Australian DollarExchange Rate The exchange rate is one of the most iconic elements of the economy of any country, the most visible to the citizens. While such percentages, which determine the essence of economic relations, may elude people’s attention, the exchange rate of the country’s main currency...
Introduction In the video Analyze this! Inflation, Prachi Mishra from a research department in International Monetary Fund, discusses the essence of inflation, its leading causes, and trends. Inflation has been a part of people’s lives for a long time, causing prices to increase gradually or drastically. Mishra indicates that prices...
When considering the issue of investing in financial instruments, the natural question of guaranteeing investments very often arises. Not only experienced investors but most beginners consider this moment to be decisive for making a decision. First, it is necessary to study the form’s flexibility inherent in companies with segregated or...
Monetary policy is how the Federal Reserve controls the quantity of money and loans in the American economy. Interest rates are influenced by the cash and credit flow of the US economy. The purchasing power of money decreases as prices rise due to inflation. Inflation develops when the amount of...
During the process of cutting the costs, there were several areas that were considered hard to cut. Still, such options seem necessary to reduce the national debt. Particularly, within the scope of education, infrastructure, and research, it will be difficult to enact climate change investments, given that this will be...
Introduction Macroeconomics studies phenomena that affect the wide economy, such as inflation, economic growth rates, and gross domestic product (GDP). There is an increasing interest in the U.S. Federal Reserve due to spiraling inflation. With consumers anticipating high inflation, the Federal Reserve is moving to curb price level changes even...
A recessionary gap happens when a country’s actual GDP is lower in comparison to the nation’s GDP at full employment. An example of the recessionary gap is when the US has a real GDP of $17.95 billion while the potential GDP is $66.86 billion. An inflationary gap occurs due to...
Introduction The restaurant business is the theme of the first piece. It discusses the implications of a rise in the minimum wage. The federally mandated minimum wage is the lowest hourly rate a company requires by law to pay its workers. The topic of discussion in this article is Florida...
Introduction Aggregate supply (AS) in an AD/AS diagram moves to the right as the economy grows over the long run due to rising productivity. Also, the full-employment level of GDP, represented by the vertical line, moves gradually to the right over time (Wan et al., 2022). AD/AS diagram A displays...
The cryptocurrency market has become very widespread in recent years, mainly due to the Covid19 pandemic, which has encouraged people to have much free time. Currently, various cryptocurrencies are used as a payment method in many industries, and many companies are willing to provide their products with a relatively new...
Capital Structure and Weighted Average Cost Of Capital As per the lectures, capital structure is recognized as a definite mix of equity and debt that is utilized in financing a company’s operations and assets. The weighted average cost of capital (WACC) refers to a company’s calculation of the cost of...
Economic Rationale for Financial Regulation People and firms depend on the financial market to conduct even the most basic tasks. Businesses acquire loans from financial institutions for expansion, and the average consumer needs to constantly withdraw funds from their accounts to pay for goods and services. The global economy relies...
The cost variance is the difference between a budgeted/planned value and actual meanings. Thereby, the variance for total labor hours is 5,000, for total labor cost, it is 245,000, for total machine hours, it is 1,255, and for total machine costs, it is 187,750. Besides, the variance of the total...
Thank you for the great post that is well-analyzed and explained. Even though your post is brief, it is quite comprehensive, easy, and enjoyable to read. You did background research on the trend that the major world currencies have been following, especially in the first two quarters of this year....
A government bailout is necessary for an era of economic uncertainty and myriad political issues facing corporations. Fiscally stressed companies that are highly participative in job creation, revenue generation, and corporate social responsibility should be protected from bankruptcy. For example, Trump’s administration pledged a $ 25 billion bailout to 10...
The country which the company is targeted to expand its stock is France. ACME registers its shares on stock exchanges in France and the process is known as cross-listing. A cross-listing is used to ensure that the shares listed on each exchange are interchangeable with the shares traded on the...
Introduction The current paper discusses value-added tax (VAT), the significance of tax morality for people and country, and their effect on tax law compliance in the UAE. The current section summarizes the main findings on the importance of tax morality, the impact of VAT on the economy, tax compliance for...
Like most people, I have had online purchases over the past few years. My purchases have increased because of the pandemic’s shift to the online platform’s business. The pandemic has disrupted many business activities, forcing sellers to shift online to maintain their sales. However, I believe that despite the predicaments...
Alan Blinder’s book “After the Music Stopped” describes one of the biggest financial crises of recent decades, the 2008 economic crisis. The author examines the causes of this phenomenon, calling them “villains” that contributed to the economic crash’s growth and unfolding. Blinder describes how giant price bubbles formed in the...
The balance of the state budget is the most important issue on which the well-being of citizens depends. The state budget is a financial document that determines the level of welfare of the state. And this has a great impact on the situation in society gives the state a certain...
Introduction Corporate social responsibility (CSR) is one of the issues that have dominated management and corporate strategy debates for the last few decades. In many cases, companies engaging in CSR activities are spending money that would otherwise have been channeled towards shareholders as part of the dividend payments. Additionally, these...
The potential benefits of increasing the minimum wage are higher wages for the poorest workers. However, after raising the minimum wage, it becomes unprofitable for companies to hire the same number of employees as before (Khan Academy, 2012). Employers switch their preferences to more experienced employees with a higher level...
Accumulated Value This function allows to determine the future value of an available amount of money, based on an assumed rate of return periodicity, period of accumulation, and interest accrual. The unit accumulated amount is a basic compound interest function that allows you to determine the future value for a...
The tax system has always been a fundamental problem in economics since it is one of all governments’ core activities and a fundamental prerequisite for everything else they undertake. Taxation shifted resources from the individual to the government sector, facilitating the provision of public services such as the legal system,...
On Thursday, January 2021, brokerages halted stock trades, which caused GameStop’s shareholdings, which had been at the epicenter of a trading frenzy spurred by a discussion board on Reddit, to plummet significantly. The price of a share of GameStop fell to 193.60 Australian dollars the same day, which was a...
Interest rates are pretty strongly related to exchange rates, along with other essential factors that can affect exchange rates at the economic level, such as inflation, its rate, and the political situation in the country. While higher interest rates may attract foreign capital by raising exchange rates, a comprehensive approach...
Introduction The implementation of public projects involving construction is often associated with a financial burden on the parties involved. In order to balance the financial implications of public projects, Private Finance Initiatives (PFI) are incorporated in the practice of collaboration between public sector organizations and private contractors. Despite the relief...
More than ten years have passed since the world first saw the Bitcoin electronic coin, which was practically worthless. Nowadays, Bitcoin is worth several tens of thousands of dollars, and there are more than a thousand coins on the cryptocurrency market. Moreover, new projects in the cryptocurrency sphere are launched,...
Introduction The International Financial Reporting Standard (IFRS) 9 Financial Instruments is a product of an incessant process commenced in November 2008. It replaced the International Accounting Standard (IAS) 39 Financial Instruments: Recognition and Measurement, which was introduced in March 2001. IFRS 9 applies to the classification and measurement of financial...
The time value of money concept holds that a given amount of money received today has more value than the same amount received in the future. For instance, a dollar received today is more valuable than a dollar received in one year (Shanbhag, 2019). This is because when a person...
Introduction Deficit spending refers to a state where a government spends more than it collects during a fiscal period. As such, the expenditure exceeds the revenue, thus implying a Keynesian economic approach to handling recessions. It creates an economic stimulus by controlling its spending power to trigger demand, hence stimulating...
According to Tesla’s cash flow data, it can be seen that most of the values are negative, except for cash flow from financing activities. This balance sheet contains indicators of assets and liabilities, and in the case of Tesla, it takes positive values due to the issue of shares sold...
It is important to note that capital budgeting depends on the forecasted data’s validity and hence is not an objective evaluation process, as many think. Data forecasting involves subjective assumptions, including capital structure assumptions, cash flow growth rates, capital structure assumptions, and the ultimate growth rate (Michelon et al., 2020)....
Debt and Equity financing Debt and equity financing are the major sources of financing. The differences between the two are, first, debt investors are entitled to a contractual set of cash flow (interest and capital while equity investors have a claim on the residual cash flow of the firm. Secondly,...
There are three primary types of taxes, including income tax, property tax, and sales taxes. Income taxes are paid on personal and business revenue and interest income (Fay, 2021). Sales taxes are consumption taxes charged by the government when a person purchases any products or services (Fay, 2021). This tax...
Introduction Numerous countries have central banks that play a crucial role in maintaining a proper monetary framework for their economies and perform a few other vital tasks. The US is one of them as it boasts a highly effective complex system of banks that perform central bank’s duties jointly. The...
Investment is a complex activity associated with several substantial risks. It can be defined as a process that involves the purchase of assets that are expected to increase in value over time and provide financial returns such as income payments or capital gains (Napoletano & Curry, 2021). Several investments of...
The Motives of Brazil’s Move and Its Implications on the Country’s Economy Although most countries worldwide use a fixed exchange rate system, more and more countries have moved toward flexible currency regimes in the last decade. These states include Brazil, Chile, Mexico, Norway, Israel, Poland, and others (International Monetary Fund,...
It is the Company’s objective to identify its material foreign currency exposures and to manage those exposures with appropriate derivative instruments or non-derivative alternatives. In general, the Company seeks to minimize the volatility of non-functional currency fluctuations on a consolidated basis. More specifically, the Company manages the volatility that non-functional...
The international financial market is the sphere of the sale of financial assets and the relations between participants in transactions with these assets at the international level. In recent decades, it has been widely developed and now plays a leading role in the international economic system’s functioning. The financial market...
Planning is a crucial component for corporations. A key element of planning involves budgeting. A master budget is made up of smaller budgets within an organization. It serves the purpose of providing a benchmark upon which the company can align its objectives (Introduction to, 2014). Some lower-level budgets that constitute...
It is difficult to answer the question if WeWork was overvalued in the past. On the one hand, the company’s financial performance was below expected, which demonstrates that the company had inadequate management and predications. On the other hand, in the late 2010s, the company managed to attract several reputable...
During the last six weeks, an analysis was conducted of the United States (US) stock market in relation to SPS Commerce. The company provides modern software products and services to optimize the interaction of actors within the supply chain (We’re SPS Commerce, n.d.). They claim that they “empower data collaboration...
In my opinion, Women for Women has a great potential of becoming a successful and profitable company. As online coaching gains increasing popularity, W4W aims to occupy an important market niche that is still relatively free of competition. Moreover, it addresses the increased demand among women to receive personal training...
Overview The present section provides an in-depth review of the literature concerning financial development. The literature review is divided into two broad parts, including the discussion of financial development as a concept and the discussion of the financial development index. In the first section, the definition of financial development is...
Payment cards have antitrust issues concerning issuance and governance by the government. Visa and MasterCard play an essential role in facilitating the smooth economic flow of money. The antitrust division of the U.S. Department of Justice (DOJ) introduced a lawsuit against Visa and MasterCard networks in 1998, claiming that the...
The state uses fiscal and monetary policies to maintain the functioning of the national economic system and ensure its stability and independence from existing factors. Fiscal policy is the measures taken by the government to stabilize the economy by changing the number of revenues and/or expenditures of the state budget....
If there is an increase in the real interest rate, there will be a decrease in the number of demanded funds required. This is due to the fact that the demand curve has a downward slope – the lower the interest rate, the more the number of borrowed funds, and...
Debt finance poses a great advantage when it comes to controlling the business. The company maintains complete control of the decisions and governing of the business. The relationship between the lender and the company ends at repayment of the loan. The financier does not participate in the company’s decision-making and...
Achieving Native Financial Empowerment helps Indigenous people in planning and managing monetary and financial backer schooling programs. Projects range from aiding people and families to comprehend the nuts and bolts of economic administration. One of the projects is The Business of Indian Agriculture, an educational program intended to help ranchers...
Considering the market at the company level, a number of parallels can be drawn. Innovations remain one of the most important levers used in business competition – they push small and medium-sized companies forward, helping them grow while allowing big corporations to stay afloat and maintain their position. Moreover, large...
Conducting a critical analysis is an integral part of business planning, especially if the company intends to enter a new market. In the scenario under discussion, the individual is asked as a strategic advisor to the CEO to find a foreign market in which it would be profitable for the...
The PBA Idea Channel’s video compared bitcoin to hats from the Team Fortress 2 video game. The hats were intrinsically worthless because they did not affect the gameplay in any way. However, the players turned those digital pieces of headgear into a form of local currency (PBS Idea Channel, 2013)....
The exchange rate is an important economic indicator both in the study of a single country’s economy and in the research of economic relations between two states. According to Chen (2020), an exchange rate is “the value of one nation’s currency versus the currency of another nation…” (para. 1). Here...
Introduction The international monetary system is a multi-faceted mechanism with many variables, which may alter the nature of business operations depending on their timeframe and location. The existing differences between exchange rates of various currencies contribute to the overall complexity of the environment, adding uncertainty and risks in some cases....
Introduction In Hong Kong, most welfare services are not directly provided by the government but instead offered by Hong Kong NGOs. However, the government supports the NGOs in providing a wide range of core services through cash grants and other forms of assistance. This funding arrangement between non-profit organizations and...
The book written by Robert Kiyosaki, “Rich Dad Poor Dad,” introduces a narrative involving two of his fathers. The first one was his biological father, who was a poor dad, and the second one was the author’s friend’s father, who had the role of the rich dad. The main idea...
Introduction Every investment opportunity requires capital funding for it to succeed. When an entrepreneur seeks financing from an investor, the money can be given in the form of debt (bonds), equity (stock) or a combination of the two (Bellavitis et al., 2017). Businesspeople use the funds to meet the capital...
Summary Working capital is a special financial metric that is calculated from the difference between the fixed assets of the company, that is, those outside the turnover and the financial obligations of the company. A company’s liquidity is usually measured in terms of the company’s ability to pay off short-term...
Executive Summary To understand and assess the performance of financial markets and characteristics of capital distribution, it is necessary to compare the properties of several countries, Britain and Russia, in the case of this study. The purpose of the report is to examine the indicators critically and make investment recommendations....
One of the most important aspects of a company’s success is its finances. When finances are orderly and stable, a company is able to generate profit efficiently, expand the value of original investments, and simultaneously compensate for liabilities (Myšková & Hájek, 2017). Financial analysis and financial ratios are used to...
Introduction In 2021, the FASB and IFRS, the institutions that formulate the standards and framework for financial reporting in the United States and globally, released several significant updates. Notably, the FASB is the central US regulatory body responsible for setting financial reporting standards for all types of businesses in the...
The United States central bank, the Federal Reserve is tasked with regulating money supply through two significant approaches such as monetary and fiscal policies. The Federal Reserve’s activities and communications to facilitate maximum employment, consistent prices, and average long-term interest rates encompasses of its monetary policy (Egea & Hierro, 2019)....
In Germany, microfinance comprises funding for small to medium-sized enterprises (SMEs) as well as start-up entrepreneurs. Therefore, these financial measures in Germany entail only small amounts and are mostly done relative to entrepreneurial activities. Even though Germany has among the most efficient banking sectors in the EU, small and young...
Different forms of auctions are used for various purposes. One common auction form is the second-price auction, where each bidder submits an equal bid to buy a product or service. Another type of auction is the oral auction, where participants bid on the item orally, and the auctioneer has to...
Finance services form the largest industry in Australia, with many companies and employees working in it. The sector is worth $183 billion as of the 2021 mid-year evaluation and has 62,256 operational businesses employing over 225,500 workers (“Major Australian banks,” 2021). The four leading banks by market share include Commonwealth...
Have you ever wondered why the majority of students in American higher institutions do not graduate? Financial crises present a myriad of issues that make life unbearable in entirely all academic institutions. It is a clear indication that following a series of budgetary inadequacies or crises in most educational institutions...
Introduction Money plays a significant role in people’s everyday life as it is an important resource for the quality of life, allowing receiving a good education and increasing the chances for business success. Markets have been existing in the world for thousands of years, however, societies did not measure the...
Introduction The intricate relationship between wages, prices, and the currency form one of the pillars of an economy. The rate at which people can access jobs, earn income, and therefore spend it later is directly related to the economic growth in any given country. When the currency loses its power...
The Great Recession largely impacted various sectors in the United States since it involved a decline in economic activity. The financial crisis was experienced due to deregulation in the financial industry, whereby banks were engaging in hedge fund trading. Real gross domestic product (GDP) fell, and many sectors struggled due...
Introduction The financial services industry in Australia is always placed as the center for the Asia-Pacific region. It is a well-developed industry through the investment and regional leadership in investment management and the areas that include infrastructure financing and structured products. The financial services industry has obtained strength from the...
About Cummins Inc Cummins Inc is a multi-billion dollar diesel engine manufacturer that started its journey in 1919 from Indiana, USA and now it is a global giant in at least four business areas like engine, power generation, and distribution power tools around 190 countries with 44,000 employees and 6,500...
Introduction There have been some major financial crises in the world in the recent past. The crisis is the European Monetary System that occurred in 1992-1993, The Mexican crisis 1994-1995, the Asian crisis 1997-1998, and the recent global financial crisis 2007-2009. The recent financial crisis has affected international trade. The...
In the year 2000, the Dubai Financial Market was launched as a bourse in the United Arab Emirates. Over the years, the market has developed in market capitalization as well as the number of companies listed. Today, more than 61 companies are listed in the bourse. The unique feature of...
Publicly traded companies have to pay out dividends to their shareholders as a form of compensation for their investments. These dividends are issued according a company’s rewards policy, which may be dictated by various factors affecting performance. However, broadly, the term “dividends” refers to the amount of financial compensation shareholders...
As a long-time scholar, I never stop to ponder on a large number of accounting regulations in the present time. To begin with, accounting standards are directives in financial accounting. This directive dictates the manner in which firms present and prepare their financial statements. The financial statements in question include...
Introduction Financial innovation refers to the surfacing of novel types of institutions and creative financial instruments in the financial market (Noyer 1). According to Kogar, financial innovations create novel technological instruments (such as electronic cards) that enable economic agents (households and business organizations) to carry out investment activities efficiently in...
Introduction Cryptocurrency is the most popular global financial investment in the world. Therefore, more than sixty upcoming ICOs in the crypto world today. Some of them have been rated, while some have not been rated in terms of price and value. The price fluctuations and movements in the market are...
Introduction The 21st century has been characterised with great technological advancements. These advancements have been seen in various aspects of life including the business world. With the advent computers, information technology has played an important role in shaping the global economy. Organizations have used information technology to make communication faster...
