Essay on Banking Examples for Free

Banking as a study field is connected to the concepts like finance, credit, and crisis management systems.

Students frequently write essays about the latest trends in fintech. For example, they could discuss the influence of data science on the banking sector. Another common essay topic is recent banking reforms and service policies. Finally, there is an option to look at the banking system as an element of the international economy.

Below is a helpful collection of free essay samples on banking. A+ students have shared these works to help you overcome your writing crisis.

Banking

The Role of Bank Loans and Deposits in Saudi Arabia Monetary System

The Saudi Arabian Agency (SAMA) which was established in 1952 was assigned a duty, responsibility, or obligation to chiefly follow written contract or certificate of insurance which would reasonably fluctuate the value of the Riyal. Over the past three decades, the duties and powers of SAMA have gradually increased. In...

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Analysis of Northern Rock Bank

Introduction Northern Rock is British Bank wholly owned by the British Government. The bank is located in New Castle, UK. , and was formerly identified as the Northern Rock Building Society. Creation of the society was in 1997 after being listed on the London Stock Exchange. The Northern Rock society...

Analysis of the Commercial Bank of Ceylon Plc.

Introduction The main intention of this report is to find out data regarding the Commercial Bank of Ceylon Plc. These data are obtained from both primary as well as secondary means. The analysis data includes Qualitative Analysis, Quantitative Analysis, and Content Analysis. Main text The analysis includes interviews done based...

KSA Financial Market in Saudi Arabia

KSA Financial Market Introduction Essayyad and Madani argued that the financial market of KSA has evidenced massive change by two intergovernmental expansions that would influence competition in the Saudi capital market as well as the banking sector (3). The first one is the government’s decision to uphold the unified financial...

Customer Satisfaction in Banking Business

A customer is the most important thing that a business can have. Customers are the ones who determine the destiny of the business as well as the success of the business. A customer-sensitive business makes deliberate measures to ensure that their customers’ needs are met. Best practice model of business...

What Factors Led to the Establishment of the Bank of Canada in 1935?

Introduction Canada is one of the richest the second largest countries in the world, situated in the North America. It has a population of 32.5 million. The capital of Canada is Ottawa. It has a dynamic nature of business environment. After the great depression, it has recovered its productivity quickly...

International Corporate Finance: Overview

Definition International Corporate Finance also known as investment banking is a branch of finance that is concerned with financial activities and decisions that international business organizations or multinational corporations make regarding budgeting and spending of money. It also deals with the tools these firms use to make and spend funds...

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Popularity of the Mobile Banking Services

Introduction: Mobile banking services This is a kind of banking service that is done through the mobile phone. The mobile phone here is used in performing the services that would have otherwise been performed by a bank. These services are such as; payments transactions of the account and as well...

Socially Responsible Banking Industry

The Banking industry is one of the most growing service sectors in the world. The concept of banking was not as similar as now it is. From the very beginning, the banking sector has been enlightened with various types of innovations. There are lots of new dimensions, which added some...

Central Banking in USA

Introduction The rise of the central banking system in the United States of American is one of the most significant economic developments; this is the Federal Reserve System. The bank has a most significant influence on the nation’s financial direction since its main purpose is to ensure the stability of...

The Bank’s of America standards and tactics

All business firms are conscious of the requirements of the customers and they always consider meeting the customers’ requirements. Then only they can make maximum earnings from their business. The marketing manager aims to identify the current trends in sales in the field of marketing by analyzing the current market...

Short-Term Bonuses Culture and Instability in Management of Banks

Introduction The recent economic recession has caused a lot of financial damage to every sector of our society making it very important for us to review each and every aspect of our society so that its major causes can be identified and rectified in order to prevent any future recessions....

The Financial Impact of Lending: Case Study of the Al Sanea and Al Gosaibi Loans

Introduction The current global financial crisis has affected the lending and performance of businesses in various ways. Banking institutions have been affected in varying degrees; depending on their lending policies and also on their future strategies. The financial crisis has hit the financial institutions in three areas which include dollar...

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Bank Audi and Saudi British Bank Comparison

Introduction A bank is an institution – whose debts are commonly accepted in the final settlement of others people’s debts. (R. S. Sayers) Nowadays, the banking business has created a great revolution in the world economy. Every country’s banking business creates a great impact on the economy. Here we have...

Macroeconomic Problems. US Federal Reserve

Introduction This essay aims to discuss the functions of a central bank and takes the example of the Federal Reserve of the US as a central bank, and attempts to outline how it tried to solve the macro-economic problems arising out of the credit crunch and to what extent it...

SunTrust Bank and Bank of America: Marketing Concepts

Introduction The marketing concepts are the concepts that are made by the management of the organizations to ensure that the good marketing decisions are undertaken. The factors that should be taken into consideration when choosing the best marketing concept for an organization are: the consumers’ wants, the company’s requirements and...

Banking and Monetary Policy in Australia

Difference between the Official Cash Rate and the Market Rate of Interest The official cash rate is the rate that financial institutions charge one another for overnight lending (loans) within the Australian banking system. Changes in official cash rate results in changes in other rates including the market rate of...

Central Banking and Free Banking

Introduction Money is integral to the successful and efficient operation of a market economy. It facilitates different business undertakings by providing a standard medium of exchange. Governments make use of monetary systems to manage the money supply in their countries. The present system makes use of a central bank, which...

The Peoples Bank of China Analysis

The Peoples Bank of China has carried out the role of a central bank for the past several decades as well as operating credit, savings, commercial and industrial business. But since 1979 China has embraced significant reforms in its financial markets that have propelled its opening to the global market....

UK House Prices and Monetary Policy

Introduction The purpose of this study is to do research on the way property prices have moved in the UK over the last few yrs. The study makes an attempt to bring to light all the factors that are predominantly responsible for the fluctuation in house prices over the last...

Customer Relationship Management in UAE Banks

Do Customer Loyalty Programs have an impact on customer retention in banks? Banks are increasingly revealing their growing interest in customer loyalty programs in an attempt to enhance their relationships with customers. For a long time, banks have relied on customer loyalty programs in a bid to retain their existing...

The Bank “Northern Rock” and the Financial Crisis

The global financial crisis evident from the year 2007 led to the collapse or near-collapse of numerous business entities worldwide. Despite the fact that a sizeable number of the deeply affected institutions were non financial institutions, it is the banks and other non banking financial institutions which were most affected...

Online Banking vs. Traditional Banking: Comparison

Abstract Technological development has become common over the last couple of years, making businesses change the way they operate. The banking business has also changed from the traditional banking system to the online banking system. This paper differentiates the two banking systems by giving the benefits and problems associated with...

The World Bank: Structure and Policies

Background Information The World Bank previously known as the international bank for reconstruction and development was founded at Bretton Woods. The bank was formed primarily to provide long-term financial assistance to countries affected by the Second World War and push for economic and reconstruction agenda in those countries. Initially, the...

Abu Dhabi Islamic Bank vs. National Bank of Abu Dhabi

As far as the financial positioning of Abu Dhabi Islamic Bank is concerned, the profitability of the bank has grown on a consistent basis during the past three financial years. Similarly, other financial performance indicators, such as solvency and liquidity position of the bank, have also been satisfactory in the...

The World Bank and Failed Policies

Introduction Modern politics calls for states to enter into certain agreements in order to succeed in achieving the national interests, even though their objectives might be different. The increase in the number of international organizations can be explained from two different perspectives, one being a realist perspective while the second...

Reserve Bank of Australia Analysis

Introduction The Reserve Bank of Australia from time to time raises and lowers interest rates depending on the prevailing economic conditions. The Reserve Bank of Australia lowers interest rates to encourage credit flow when there is enough evidence of a credit crunch (Baumgarten 2012, p. 98). Reserve banks take such...

Salaam Ethical Investing R&D: Banking Analysis

Problem Statement The transformation from a conventional bank to an Islamic bank poses numerous problems that need to be overcome for the transformation to succeed. Many of these complications lie in retraining the existing personnel and hiring additional cadres in order to complete the system, as the structure and modus...

Bank Market Dynamics and the Interest Rate Risk Management

Introduction Before the Second World War, banks experienced a stable interest rate environment (Sharifi, Saeidi & Saeidi, 2014). However, post-war, global market events led to the volatile interest rates courtesy of changes in the character of bank liabilities. The latest historically low-interest-rate environment and unfavorable economic circumstances have posed profound...

Takaful Insurance and Its Models in the UAE

Takaful Insurance and its difference from conventional insurance Insurance is a cover against loss of insurable interest and hence a need for individuals and businesses to safeguard themselves by mitigating risks and losses so that catastrophic events have a lesser impact on the life of individuals and their wealth. Financial...

Interest Rate Risk Management Importance

Introduction Since the culmination of the financial crisis, the banking system in the globe has witnessed heightened interest rate risk (IRR). The IRR is currently almost reaching the pre-recession levels, thereby calling for the integration of relevant measures that can alleviate the situation. The issue mainly affects small banks compared...

Information System Strategy and Management in Banks

What steps can banks take to retain their major urban customers? Banks can provide Internet banking facilities by sharing data centres with other banks and get into consortium arrangements with other banks.1 Net banking is the process of conducting banking transactions over the internet by viewing bank statements and the...

Economic Theory and Abu Dhabi Islamic Bank

For this study, Abu Dhabi Islamic Bank has been chosen for analysis. Supply, Demand, and Elasticity Main Products &general characteristics of Abu Dhabi Islamic Bank Abu Dhabi Islamic Bank (ADIB) carries out its operations in the National commercial bank’s sector. The bank is headquartered in the United Arab Emirates. The...

Bahrain Development Bank’ Employee Turnover

Abstract The purpose of this study is to provide organizational managers insight on the fundamental aspects that they should take into account in promoting the rate of employee retention and commitment. The study adopts the case study approach by evaluating the opinion of Bahrain Bank Employees on the factors that...

Services in the Banking Sector: Barclays Bank

Introduction A service is any activity or benefit that one party offers another that is essentially intangible and does not result in ownership of anything (Gilmore 2003, p. 181). It is evident that Barclays bank relies on service provision in their activities and use money as the product during intermediary...

Online Banking Impact on Dubai Islamic Bank

Introduction Many organizations understand that they need to embrace change to remain competitive (Cummings & Worley, 2008). Change management has emerged from this development and it involves processes undertaken by an organization to improve the success of adopting new systems or procedures (Hammoud, Bizri, & El Baba, 2018). The Islamic...

The Commercial Bank of Dubai: Service Quality

Profile of Commercial Bank of Dubai The Commercial Bank of Dubai (CBI) started in 1969 following an Emiri Decree issued by Shiekh Rashid Bin Al Maktoum, who founded modern Dubai. In its first years, the bank started operating as a joint venture of Commercial Bank of Kuwait, Chase Manhattan Bank,...

Standard Chartered Bank’s Quality Management

Introduction The purpose of the report will be to analyse the concept of quality management and how incorporating this concept into organizational activities will lead to an improvement in organizational performance. Quality management deals with the functions and operations performed by people in managerial positions within an organization. These functions...

Bank of America: Internal and External Factors

Internal Analysis (Traditional and Holistic Approach) The Resource-Based View and value chain analyses are used to understand the internal analysis of Bank of America. Resources These resources include both tangible and intangible ones. Bank of America has a broad global network that it leverages to deliver its services. As such,...

The Islamic Approach in KSA Markets

Introduction Several financial institutions including commercial banks, investment banks, insurance companies, lending institutions among others, characterize the Islamic world. Although Islamic financial institutions had earlier provided similar products and services like those offered by conventional banks in western countries and other regions, currently, Islamic banks and other monetary institutions are...

Deutsche Bank’s Financial History

Introduction Founded in 1870, Deutsche Bank has a long history of failure and success throughout meeting its paramount goal of connecting Germany and the rest of the world in the context of financial operations. The crisis of 2008, a striking event that affected all banks, led to the collapse of...

Sharjah Islamic Bank Financial Performance

Abstract Sharjah Islamic Bank is one of the prominent financial institutions operating in the U.A.E. banking industry. The bank started as a conventional bank and later converted into an Islamic bank. The bank has a long history of great strategy and success. The financial analysis performed in this report includes...

Islamic Alternative to Conventional Finance

Introduction The last few decades have been characterized by heated debates and scholarly questions that seek to find answers concerning the persistent predicament witnessed in the financial sector and more so the prevailing conventional banking frameworks. The inquiries not only seek explanations about the root of the crises but also...

Customer Relationship Management in Lebanon Banks

Abstract Lebanon faces a problem of high customer turnover rates. Many banks in the country are unable to retain their clients. Customer retention has been found to increase the profitability and increase the success rates of new packages. Banks in Lebanon need to implement CRM in their operations so as...

The First National Bank’ Examining

Introduction Modern organizations thrive in environments that are characterized by unending competition. This situation required them to adopt robust management and leadership styles that are aimed at realizing the accomplishment of goals. Various issues such as leadership and organizational transformation have been noted in the management of the First National...

Islamic Banking: History and Economic Crises

Introduction According to Lewis and Algaoud, Islamic banking is a financial system anchored on Sharia and related principles (23). In this banking model, profits and losses are shared between the various stakeholders. Accumulation of interests is not allowed. The system appears to operate on the ‘no risk, no gain’ logic....

Securities Market in the UAE

Introduction Economic hardships witnessed across the world in the last decade have spurred a series of changes in several financial institutions globally (Kota & Kukunuru, 2011). Emanating from the fact that financial institutions have experienced remarkable changes in their practices since the advent of the serious global financial crisis of...

The Central Bank Role in Stabilizing the Economy

Abstract This essay has two important topics: the role of central banks in stabilizing the economy during a recession and investing during a recession. The first part focused on the possible causes of the Great Depression, the 1990s recession, and the 2008 to 2009 recession also known as the Great...

Islamic Banks in UAE: Service Quality and Customers Satisfaction

Abstract Within the UAE as a whole, the financial sector was estimated to have contributed approximately 7.0 percent of real GDP in 2011, according to preliminary estimates published by the National Bureau of Statistics. This finding was way above most of the other financial contributors to the economy of GDP....

Banking Service Sector Customer Care

Introduction Customer care service refers to “the provision of service to customers by business personnel before, during, and after the purchase of a product or service” (Mittal, Huppertz, and Khare 197). Customers are the businesses most valuable determinants of success. Therefore, businesses have the perception that the quality of customer...